Get Started Today!
To start the refinance or purchase process, please fill out the form below.
Home Purchase
At Geneva Financial we are the one stop shop for your Mortgage Financial needs. When it comes to making your first purchase or an investment property, we are here to guide you along the mortgage transaction.
Mortgage Refinance
If you own a home and you're looking to refinance then Geneva Financial is the Mortgage Lender for you. If you're looking to lower your current rate, consolidate debt, or make some home improvements then contact us today and one of our Mortgage professionals will help guide you through the process.
VA Home Loan
The primary benefit of a VA loan is Veterans with qualifying credit and income can purchase a home with no money down, making it an attractive option for those who have served in the military. VA loans should only be issued by a VA-approved lender and are guaranteed by the federal government.
REQUEST YOUR FREE HOMEBUYER GUIDE TODAY!
If you are looking to make a purchase or looking to refinance your home, request our FREE Homebuyer Guide Today! This guide will help give you an idea of what to expect during your home buying/refinancing transaction as well as important keywords and phrases that we will use during your mortgage transaction.
- Do’s and Don’t
- Common Mortgage Terms
- Moving Checklist
- Document Checklist
Free Homebuyer Guide
Please fill out the information below to receive your FREE copy of your Homebuyer Guide.
Frequently asked questions
No! That’s a common misconception that you need to have a house selected first. We actually recommend for you to figure out how much you can purchase then select a home prior to home shopping.
If you contact me I can help you get pre-qualified at no cost to you.
No! We have many programs that can do less than 20%. Some of our mortgage finance programs allow for 3% to 4% down payment. If you would like to know your additional options, please contact us today!
It is an honor to serve our heroes: Military Veterans and active duty service members, you may qualify for a Veterans Administration (VA) loan. These loans often require no down payment and have lower closing costs, helping to keep your savings secure. At Geneva, we take pride specializing in the highest quality service for VA loans – service you deserve as a U.S. Veteran.
VA Home Loan
- 100% Financing with full VA Entitlement*
- No Monthly Mortgage Insurance
- Seller Contribution to Closing Costs Permitted Product Benefits
- No Prepayment Penalties Construction Financing For: – Single Family Residences – Townhomes – VA Approved Condos – Other property types may be eligible**
- Fixed- and adjustable-rate loan terms
*A down payment may be required if the borrower does not have full VA entitlement, or if the loan amount exceeds the current maximum loan amount. **
NO. There are multiple national and state down payment assistance programs with credit score requirements as low as 620 and some income maximums nearing $90k
We are committed to America’s every day heroes.
In addition to VA Home Loans, we carry multiple HERO mortgage products, including a 2% down payment assistance program for the following designations:
- All First Responders: Police, Firefighters, EMT
- Medical Professionals: Doctors, Nurses
- Teachers
- Active Duty and Veteran Military
- Homes for Heroes Approved Lender
GENEVA FINANCIAL - ARCADIA BRANCH
Jenna Biancavilla
Branch Manager | NMLS ID 424448
Kevin PIstole
Sr. Loan Officer | NMLS ID 1310964
The Biltmore-Arcadia branch of Geneva Financial, LLC caters to families and high net-worth individuals in our neighborhood who are seeking a personalized, white glove, service. With us, clients have direct access to a Mortgage Professional who knows them by name and doesn’t need to read notes to recall their specific financial matters.
We actively choose quality over quantity as our business model to ensure only the best customer service is given to our clients. Unlike other automated lenders or bulky loan companies, you will never just fill out an application and be passed to a stranger. With us, your personal Mortgage Professional will be assisting you throughout the entire process.
AN UNFORGETTABLE CLIENT SERVICE EXPERIENCE
Many financial services companies toss around words like “bespoke”, “individualized” and “custom”, but with us, these words truly describe the time we take to learn about each client and create a unique plan which is strategically curated to meet their personal financial needs. With this, we always stay true to the human experience emphasized by our Geneva Financial tagline “Home Loans Powered by Humans®”.
WE ARE HERE FOR YOU WHEN YOU NEED US
Our ideal client is busy with their own life and seeks a personal Mortgage Professional they can have direct access to outside of normal business hours. They put a value on doing things the right way the first time and are willing to discuss various financial matters so that their personal Mortgage Professional can ensure the best possible advice is rendered.
ARE WE A GOOD FIT?
We work with a select group of families, individuals and business owners who have distinct challenges and sophisticated wealth issues that require customized solutions. We are proud that we have the experience and credentials to serve our clients.
On a case by case basis, we will take on clients that need our help outside of AZ, in CA, CO or WA.
